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Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)AkismetThis is used to detect comment spam. (Privacy Policy)HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. There have been concerns that the Covid 19 crisis could lead to stress among borrowers, including in the individual segment. This is because personal loans (other than home loans) saw a lot of defaults in the wake of the global financial crisis. According to Macquarie Capital associate director Suresh Ganapathy, "Drawing parallels with the global financial crisis of 2008 won't work hereAt that time, banks lent recklessly, not much analytics was used, dependence on Cibil or Cibil's database at that time was still developing. No data is shared unless you engage with this feature. (Privacy Policy)Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)VimeoSome articles have Vimeo videos emb